Acquiring the right amount and types of insurance can be a daunting task. Terminology and variances between products can cause a person to delay paying premiums which provides needed security and peace of mind. Everyone’ s circumstances should be tailored so that they will understand the risk, calculate the cost and take action.

David Harkin’ s background as a Chartered Life Underwriter — CLU and Chartered Financial Consultant — ChFC will help make this easy for you. As an Independent Agent – David can assist you in understanding and purchasing the proper types of insurance: