Acquiring the right amount and types of insurance can be a daunting task. Terminology and variances between products can cause a person to delay paying premiums which provides needed security and peace of mind. Everyone’ s circumstances should be tailored so that they will understand the risk, calculate the cost and take action.

David Harkin’ s background as a Chartered Life Underwriter — CLU and Chartered Financial Consultant — ChFC will help make this easy for you. As an Independent Agent – David can assist you in understanding and purchasing the proper types of insurance:

  • Life
  • Disability
  • Long Term Care

How do I assess the coverage I have in place?

How do I assess my Disability Insurance Needs?

Should I be thinking about Long Term Care Insurance?

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(515) 777-1149

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