About Us

we provide the solution for asset management

Local Service

The financial world is large and complex. That is why we strive to provide the very best products and services that will benefit our clients here in Iowa.

The Golden Rule

We would never sell a product or service that we ourselves wouldn’t use. It is important that we treat our client like family. 


With over 25 years of experience in the financial industry, you can rest assured that we have your best interest at heart. 

Read The Story Behind Our Success

David Harkin

Dad got me investing at age 13 (1984) in Wal-Mart back when it was a small company.  I invested $1,500 of cow-calf money I made at Warren County Fair (Indianola) and dad gave me $1,500.  Over about eight years I would read daily from the back of the DM Register – Sports section the stock quotes seeing what WMT price was listed.  It would go up by fractions of 1/8th in the day and boy did it go up over time.  $3,000 turned into about $26,000 in about eight years.  I LIKED THAT!   When I was 16 I felt if I could help others make money then that was what I was going to do.  I wanted to be a stock broker and trade stocks.  I still have that ambition today. 

Dad came from humble beginnings and showed me the importance of hard work, investing money and to finish a four year degree.  Kids learn money matters from their parents.  A MarketWatch article dated May 2018 stated that 79% of Millennials ages 21 to 35 are not invested in the markets.  Two-thirds of millennials said their parents didn’t show them how to increase their wealth beyond having a job and currently, Millennials only own 5% of the total wealth of the economy.

I took my education seriously early on in school graduating from Norwalk and then at Northeast Missouri State in Kirksville now called Truman State.  While in college 1993-94 I became a Commodity Broker at CSI in West Des Moines.  I traded in the futures markets with contracts of Corn, Beans and Livestock.  Given only a few people make a lot of money in the commodity market and most lose … I felt it was best to complete my years in college and chase the pigskin around.  Right out of college I had about 4 jobs lined up in the financial industry and chose Edward Jones. 

A short time later (1996) I went to work for IDS Life which is now Ameriprise.  After a dozen years with this company I wanted to be free of the chains of high client fees, overseas service calls and a limited number of products to offer.  In 2006 I became an Independent Financial Advisor working with Cambridge Investment Research.  At that point I began working through TD Ameritrade as the Custodian to my client accounts.

I started with one account and built up to 840 (IRA, Roth, Joint, Individual) accounts.  Today, I manage $110,000,000.  It has been a lot of hard work and study over long nights, weekends and the help of a personal assistant.  We used to call it ‘dialing for dollars.’  Today I am proud to say that most of my evenings and weekends are orchestrated by my two daughters.  I however will meet clients about anywhere and time.  Clients are welcomed to contact us. 

David manages money in the State of Iowa under the name of Des Moines Investments, LLC. He has worked as a Registered Investment Advisor (RIA) since January 2008.

David practices the golden rule in providing clients the types of products he uses for himself. He stays clear of high expense investments like annuities, A & C share Mutual Funds, Limited Partnership and Private Real Estate Trusts.  The Fisher Investments guy stole my line on TV –  “I Hate Annuities.”

Dave graduated from Northeast Missouri State (Truman State), Norwalk High School, and was born in Cumming, IA. While other advisors may come and go, Dave has etched his name in stone underneath the word ‘Investments’ on his building along Army Post-Des Moines Investments, LLC.

Best Shared Financial Advice

Pessimists will always sound more intelligent, but optimists will be wealthier.

Delay Immediate Gratification … Pay Yourself First … Money makes money on money … When you have money you have options

Save as much as possible as early as possible. Use the power of tax deferred compounding.

Bring your own lunch to work, rather than eating out every day.

Push yourself to save in your retirement plans until it’s uncomfortable.

Diversification is the prudent way to preserve wealth and avoid financial calamity. Spread risk across multiple investments.

If it’s too good to believe, then it is. There is a sucker born every minute. Just say no!

Call or write with ?’s you have in your daily finances. Financial planning is not easy.

David Harkin